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Because thou hast made the Lord - Seeing thou hast taken Jehovah, the Most High, for thy portion and thy refuge, no evil shall come nigh thy dwelling; thou shalt be safe in thy soul, body, household, and property, Psalm 91:10. Every pious man may expect such protection from his God and Father.

Because thou hast made the Lord, which is my refuge - literally, “For thou, O Jehovah, (art) my refuge.” The Chaldee Paraphrase regards this as the language of Solomon, who, according to that version, is one of the speakers in the psalm: “Solomon answered and said, ‹Since thou, O Lord, art my refuge,‘” etc. Tholuck regards this as the response of the choir. But this is unnecessary. The idea is, that the psalmist “himself” had made Yahweh his refuge, or his defense. The language is an expression of his own feeling - of his own experience - in having made God his refuge, and is designed here to be a ground of exhortation to others to do the same thing. He could say that he had made God his refuge; he could say that God was now his refuge; and he could appeal to this - to his own experience - when he exhorted others to do the same, and gave them assurance of safety in doing it.

Even the Most High thy habitation - literally, “The Most High hast thou made thy habitation;” or, thy home. On the word habitation, see the notes at Psalm 90:1. The idea is, that he had, as it were, chosen to abide with God, or to dwell with him - to find his home with him as in a father‘s house. The consequence of this, or the security which would follow, he states in the following verses.

In that day, multitudes will desire the shelter of God's mercy which they have so long despised. “Behold, the days come, saith the Lord God, that I will send a famine in the land, not a famine of bread, nor a thirst for water, but of hearing the words of the Lord: and they shall wander from sea to sea, and from the north even to the east, they shall run to and fro to seek the word of the Lord, and shall not find it.” Amos 8:11, 12. GC 629.1

The people of God will not be free from suffering; but while persecuted and distressed, while they endure privation and suffer for want of food they will not be left to perish. That God who cared for Elijah will not pass by one of His self-sacrificing children. He who numbers the hairs of their head will care for them, and in time of famine they shall be satisfied. While the wicked are dying from hunger and pestilence, angels will shield the righteous and supply their wants. To him that “walketh righteously” is the promise: “Bread shall be given him; his waters shall be sure.” “When the poor and needy seek water, and there is none, and their tongue faileth for thirst, I the Lord will hear them, I the God of Israel will not forsake them.” Isaiah 33:15, 16; 41:17. GC 629.2

“Although the fig tree shall not blossom, neither shall fruit be in the vines; the labor of the olive shall fail, and the fields shall yield no meat; the flock shall be cut off from the fold, and there shall be no herd in the stalls;” yet shall they that fear Him “rejoice in the Lord” and joy in the God of their salvation. Habakkuk 3:17, 18. GC 629.3

There will be ... great destruction of human life. But as in the days of the great deluge Noah was preserved in the ark that God had prepared for him, so in these days of destruction and calamity, God will be the refuge of His believing ones. Through the psalmist He declares, “Because thou has made the Lord, which is my refuge, even the most High, thy habitation; there shall no evil befall thee, neither shall any plague come nigh thy dwelling.” “For in the time of trouble he shall hide me in his pavilion....” Then shall we not make the Lord our surety and our defense? Mar 283.6

“I beheld the earth, and, lo, it was without form, and void; and the heavens, and they had no light. I beheld the mountains, and, lo, they trembled, and all the hills moved lightly. I beheld, and, lo, there was no man, and all the birds of the heavens were fled. I beheld, and, lo, the fruitful place was a wilderness, and all the cities thereof were broken down.” Jeremiah 4:19, 20, 23-26. Ed 181.1

“Alas! for that day is great, so that none is like it: it is even the time of Jacob's trouble; but he shall be saved out of it.” Jeremiah 30:7. Ed 181.2

“Come, My people, enter thou into thy chambers, and shut thy doors about thee: hide thyself as it were for a little moment, until the indignation be overpast.” Isaiah 26:20. Ed 181.3

“I will show wonders in heaven above, and signs in the earth beneath; blood, and fire, and vapor of smoke.” Acts 2:19. “And there were voices, and thunders, and lightnings; and there was a great earthquake, such as was not since men were upon the earth, so mighty an earthquake, and so great.” “And every island fled away, and the mountains were not found. And there fell upon men a great hail out of heaven, every stone about the weight of a talent.” Revelation 16:18, 20, 21. PP 110.1

As lightnings from heaven unite with the fire in the earth, the mountains will burn like a furnace, and will pour forth terrific streams of lava, overwhelming gardens and fields, villages and cities. Seething molten masses thrown into the rivers will cause the waters to boil, sending forth massive rocks with indescribable violence and scattering their broken fragments upon the land. Rivers will be dried up. The earth will be convulsed; everywhere there will be dreadful earthquakes and eruptions. PP 110.2

Thus God will destroy the wicked from off the earth. But the righteous will be preserved in the midst of these commotions, as Noah was preserved in the ark. God will be their refuge, and under His wings shall they trust. Says the psalmist: “Because thou hast made the Lord, which is my refuge, even the Most High, thy habitation; there shall no evil befall thee.” Psalm 91:9, 10. “In the time of trouble He shall hide me in His pavilion: in the secret of His tabernacle shall He hide me.” Psalm 27:5. God's promise is, “Because he hath set his love upon Me, therefore will I deliver him: I will set him on high, because he hath known My name.” Psalm 91:14. PP 110.3